Banana Plan Terms of Use

Effective November 5, 2026 (revision announced October 29, 2026 — adds budget insight tips and Simple mode (a Home built around to-dos and your schedule) to the list of Premium features (the budget’s category charts, shares and comparison with usual months stay free) and states that the figures and analyses are not financial advice · renames study groups to mate groups and lets members also see each other’s work timer · the event clause in Article 6 was revised on October 30, 2026 and applies from that day — adds the Bana bunch 7 days, group and first-month-discount-during-the-free-trial events, lets rewards be given as App Store offer codes (a free or discounted first month of the monthly Premium subscription) as well as extra Premium time, and explains auto-renewal and cancellation of subscriptions started with an offer code / earlier: October 31, 2026 (revision announced October 24, 2026 — adds a clause on study groups (group chat) between friends and adds their photo sending, pinned messages and one-year retention to the list of Premium features / earlier: October 24, 2026 (revision announced October 17, 2026 — makes this week’s 7 days of the sleep pattern free · adds Bana outfit colors and patterns and weather detail to the list of Premium features and a clause on events that grant free Premium time, such as the friend invite event / earlier: October 19, 2026 (revised from the October 8, 2026 terms to add the new study and exercise pattern analysis, background theme colors and the After work weekly advice report to the list of Premium features, and to add the Childcare area for the Home & childcare type · announced October 12, 2026; on October 13 we added drift-time fill suggestions (Premium since September 27) and the withdrawal notice))))

Article 1Purpose

These Terms set out the conditions and procedures for using the iOS app and related services of Banana Plan (the “Service”) operated by Leben Studio (“we”, “us”), and the rights, obligations and responsibilities of users and us.

Article 2Definitions

• “User” means a person who agrees to these Terms and signs up for and uses the Service.
• “Account” means the sign-in credentials a user creates with an email address and password, or by linking a Kakao, Apple or Google account (social sign-in).
• “Life records” means all of a user’s daily records in the Service, such as timers, plans, to-dos, goals and priorities.
• “Posts” means all content a user uploads to the community, groups and elsewhere, including text, comments and images.
• “Premium” means the paid features provided through an auto-renewing subscription.

Article 3Effect and changes

1. These Terms take effect when you agree to them at sign-up.
2. We may change these Terms to the extent permitted by law. We will announce changes in the app or by email at least 7 days before they take effect (30 days for changes unfavourable to users).
3. If you do not agree to the changed Terms, you may stop using the Service and delete your account. If you continue to use the Service after the notice, you are deemed to have agreed to the changed Terms.

Article 4Sign-up and accounts

1. You can sign up with an email address or with social sign-in (Kakao, Apple, Google). If you sign up by email, you must verify your email before using the Service. Social sign-up also requires a nickname, confirmation that you are 14 or older, and agreement to these Terms, just like email sign-up. If an account with the same email already exists, we link to it instead of creating a new one.
2. You must be 14 or older to sign up.
3. You must keep your account information accurate and are responsible for managing your password. If you learn that someone else is using your account, you must tell us immediately.
4. You can delete your account at any time in the app under Profile › Delete account. What happens to your information follows the Privacy Policy.

Article 5The Service

1. The Service is a personal time-management tool that records your day across work, study, exercise, rest and people (plus childcare for the Home & childcare type), and provides balance, drift, reports, pattern analysis and more.
2. The figures, reports and analyses shown are reference information calculated from what you enter, not medical, financial or professional advice.
3. Importing sleep data from Apple Health works only if you turn it on, and imported sleep records are stored only on your device and are not included in the cloud backup. While you are in a group, it may be reflected in the total Rest time shown to group members, and if you turn on “Time log” sharing with friends, in the total Rest time shown to friends (the imported sleep records themselves are not sent). Details follow the Privacy Policy.
4. Some features — such as Lock Screen widgets, Live Activities, the Dynamic Island, the Apple Watch app, Focus lock (Screen Time-based app blocking), timetable photo reading and notifications — may not be available depending on your iOS or watchOS version and settings.
5. Friends: you can become friends with other users by nickname or invite link and show them summary information, limited to the items you turn on (to-dos, balance, completion, time log, patterns). You can turn sharing items off at any time and end a friendship by unfriending or blocking. Article 7 applies to cheer messages you send to friends, and the recipient can block the sender. Profile photos are visible only to your friends and members of your groups; Article 7 also applies to photos, and photos that break the rules may be deleted after a report and review. What friends can see and how it is handled follows the Privacy Policy.
6. Messages: only users who are friends with each other can exchange messages. Messages are kept for 30 days and then deleted automatically; if either person has Premium, they are kept for one year. Article 7 applies to messages, and you can report a message or block the other person. We do not read chats; if a report is received, we check only the reported message and may delete it if a violation is confirmed. After unfriending or blocking, no new messages can be sent, and past messages remain visible for the retention period.
7. Mate groups (group chat): you can invite friends to a group of up to 10 people; invited friends join only if they accept. Members can see each other’s study and work timers (and whether what each person is running or ran most recently is study or work) and today’s and this week’s net study time. Messages are kept for the same period as 1:1 messages (one year if any member has Premium). Article 7 applies, and you can report a message or block its sender. We do not read messages; if a report is received, we check only the reported message and may delete it if a violation is confirmed.
8. Friends’ News: you can share posts and stories with photos, text or a “day card”, and comment on and like your friends’ posts. News is visible only to users who are friends with each other, and stories are deleted automatically after 24 hours. Articles 7 and 8 apply to posts, stories and comments, and you can report them or block the person who shared them. If a report is received, we review that post, story or comment and may delete it if a violation is confirmed.
9. We may open or close some features (such as the community) as needed to run the Service.

Article 6Paid service — Premium subscription

1. Premium is offered as a monthly or yearly auto-renewing subscription; the price and period are shown on the in-app purchase screen and in the App Store. Premium features are: sleep (viewing this week’s 7 days stays free), drift, time mix, study and exercise pattern analysis; the monthly report and the full weekly report; sending photos, pinned messages and one-year retention in 1:1 messages and mate groups; Calendar Plus (multi-day events, stars (★) and day decorations); background theme colors (soft pink, light green, lavender, soft gray and peach — Weather and Sky blue stay free); Bana outfit colors and patterns (each item’s default color stays free); weather detail (hourly forecast and your neighborhood — the basic weather on Home stays free); the After work weekly advice report; budget insight tips (the category charts, shares and comparison with usual months stay free); drift-time fill suggestions; and Simple mode (a Home built around to-dos and your schedule). Core features — timer, to-dos, balance (daily, weekly, monthly), today’s mix, the basic calendar (month and week views, single-day plans), the study, workout and childcare calendars, the After work card (evening analysis, plan suggestions, weekly trend), the budget book (including its category charts), groups, challenges, widgets, Apple Watch, Focus lock and more — remain free.
2. Payment is made through your App Store account (Apple Account). Unless you cancel at least 24 hours before the end of the current period, the subscription renews automatically on the same terms and you are charged within 24 hours before renewal.
3. You can manage and cancel your subscription at any time in iPhone Settings › [your name] › Subscriptions. If you cancel, Premium continues until the end of the current period and does not renew after that.
4. Banana Plan’s free trial is the app’s own trial and is not linked to an App Store subscription. No payment method is registered when the trial starts, and when it ends you are not automatically moved to a paid subscription or charged. When the trial ends, only Premium features are locked and you can keep using the free features; you can start a subscription yourself whenever you want. No cancellation is needed.
5. Refunds follow Apple’s App Store refund policy; we cannot directly refund amounts paid through Apple. Request refunds from Apple (reportaproblem.apple.com).
6. Under Korea’s Act on Consumer Protection in Electronic Commerce you may withdraw a subscription purchase within 7 days of payment through Apple (reportaproblem.apple.com). Because Premium is digital content, withdrawal may be limited once you have started using it (Article 17(2)(5) of that Act); the 14-day free trial is offered so you can try it before paying.
7. To check subscription status, Apple transaction information is processed through our payment processor (RevenueCat). Details follow the Privacy Policy.
8. We may change prices; changed prices are notified to you in advance through Apple’s process and apply only if you agree.
9. We may run events that give Premium benefits (such as friend invites, Bana bunch 7 days, joining a group, and a first-month discount during the free trial). The conditions, period and reward are shown in the app under Profile › event notice (the first-month discount on the purchase screen). Rewards are given as extra Premium time or as an App Store offer code (a one-time code for a free or discounted first month of the monthly Premium subscription), and cannot be converted to cash, transferred or refunded. Each event (each stage, for the first-month discount) can be won once per account. Redeeming an offer code in the App Store starts the monthly Premium subscription, which renews automatically at the regular price when the offer period ends. If you do not want that, cancel at least 24 hours before the offer period ends in iPhone Settings › [your name] › Subscriptions; you keep Premium for the rest of the offer period. Offer codes have an expiry date, each offer can be used once per Apple Account (some discounts are for first-time subscribers only), and Apple’s terms apply. Friend invites count only when a new account, within 7 days of signing up, becomes friends with you through your invite code; rewards obtained unfairly — for example by creating several accounts or fake sign-ups — are void and may be revoked. We may end an event or change its conditions after giving notice; rewards already granted are kept.

Article 7Your obligations and prohibited conduct

You must not:

• use another person’s account or impersonate anyone;
• post content that offends others or infringes their rights, such as abuse, defamation, hate, discrimination or sexual content;
• post content unrelated to the purpose of the Service, such as advertising, promotion, spam, gambling or fraud;
• collect or disclose others’ personal information without permission;
• interfere with the normal operation of the Service, breach its security, or access it by automated means;
• do anything else that violates applicable law or these Terms.

Article 8Posts and community

1. Copyright in a post belongs to the user who wrote it. You grant us a free licence to display, store and transmit your posts within the Service to the extent needed.
2. You can report other users’ posts, block specific users and hide posts.
3. We may hide or delete posts that violate Article 7 or that have been reported, without prior notice, and if violations are repeated, we may restrict the user’s posting and commenting or suspend the account.
4. When you enter the community, posting rules are shown (no political, religious or sexual content, etc.). Posts that break those rules may be deleted or lead to restrictions under paragraph 3.

Article 9Storage and backup of life records

1. Life records are stored on your device and automatically backed up to your signed-in account, so they are restored when you change devices or reinstall.
2. We work to keep backups reliable but are not responsible for record loss caused by problems with your device, network failures, account deletion or the like. We recommend keeping your own copy of important records.
3. If you delete your account, your backed-up life records are deleted and cannot be recovered.

Article 10Changes to and suspension of the Service

1. We may add to or change the Service, and will announce important changes in the app.
2. We may temporarily or permanently suspend all or part of the Service for unavoidable reasons such as maintenance, failures, natural disasters or business decisions. For a permanent shutdown we will give at least 30 days’ notice, and any remaining subscription period will be handled under Apple’s policies.

Article 11Restrictions and termination

1. If you violate these Terms, we may warn you, delete posts, restrict features, suspend your account or terminate it. For serious violations we may act without prior notice.
2. You can end this agreement at any time by deleting your account in the app. Any active paid subscription must be cancelled separately in the App Store; deleting your account does not cancel it automatically.

Article 12Intellectual property

We own the rights to the Service itself, including its name, logo, design, software and text. You may use the Service only for personal, non-commercial purposes and may not copy, distribute, modify or reverse-engineer it without our permission.

Article 13Limitation of liability

1. The Service is provided “as is”. We do not guarantee that it will be uninterrupted or error-free.
2. We are not responsible for the results of decisions or actions you take based on the Service’s figures or analyses.
3. We have no obligation to intervene in disputes between users, or between users and third parties, arising through the Service, and are not liable for resulting damage, except for damage caused by our intent or gross negligence.
4. Unless the law specifically provides otherwise, we are not liable for damages in connection with features provided free of charge.
5. Nothing in these Terms limits any rights you have under mandatory consumer laws of the country where you live.

Article 14Relationship with Apple

These Terms are an agreement between you and us; Apple is not a party. Apple has no obligation to maintain or support the Service, and we handle any claims you have about the Service. Apple and its subsidiaries are third-party beneficiaries of these Terms and have the right to enforce them against you. In-app purchases and refunds are also subject to Apple’s App Store terms.

Article 15Governing law and disputes

1. These Terms are governed by the laws of the Republic of Korea.
2. We will first try to resolve any dispute about the Service amicably through the contact below; if that fails, it will be handled by the competent court under the Korean Civil Procedure Act.